Review draft. Customer and merchant agreements take effect only after legal approval, publication and any required acceptance.
Scope of a schedule
Identify the contracting entity, customer type, plan, market, currency and effective date. State every applicable account, subscription, funding, transfer, withdrawal, card, merchant, dispute and other charge with its basis and collection point.
Before a payment
Show the amount, currency, applicable charges, any disclosed third-party deductions and the total to be paid before authorization. Where relevant, state whether the recipient amount is fixed or may be affected by a disclosed deduction.
Comparing charges
Separate recurring plan charges from transaction charges and pass-through costs. For each approved charge, identify the event that triggers it, who pays it, how it is calculated and where it appears in statements. Distinguish waived charges from charges that depend on volume, route or eligibility.
Merchant settlement breakdown
Distinguish gross amount, acceptance and service fees, reserves where agreed, refunds, disputes and net settlement. State whether each item appears in the payment receipt, settlement statement or separate invoice.
Changes and availability
The approved schedule must explain notifications and applicable rights when pricing changes. Examples on the website illustrate how fees may be presented. Live prices are published after provider and commercial approval.
Approval and publication requirements
Approve actual amounts, fee triggers, taxes, third-party deductions, disclosure timing, currency, settlement charges and change notices.